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Before You Leave

So you’re planning to move to another area — very exciting! Unfortunately, these days you can’t just pack up the car and take off. You will need to settle all your old business before starting a fresh one in a new community. Here are some simple steps you can take to make starting a new life a little easier.

CONTACT YOUR BANK

Of course, you’ll want to arrange the transfer of your accounts to your new area — plan to do so at least one month before your planned move date. This type of transfer is easy if you simply switch branches. But you might move to another city or state where your bank doesn’t exist. Go ahead and open your new account and order checks with your new address — but don’t close the old account until all your checks clear (or leave enough in the account to cover all outstanding checks, if you trust your bookkeeping. !) and be sure to transfer the contents of your safety deposit box to your new bank.

SEND CHANGE OF ADDRESS

The easiest way to do this is to pick up a change of address package at the post office. This will include a form that you return to your postmaster — allow at least 30 days for the change to take effect. If every member of your household has the same last name, you can simply fill out one form for the whole family.

But if your family contains several different surnames, fill out a separate form for each person. You should also send postcards to your friends, family and creditors — you can either have cards custom printed or use those in your change of address package. And if you leave someone off the list, don’t worry. The postal service will generally continue to forward your mail for 12 months after you change your address (6 months for periodicals). So if you receive any items with the yellow “shipping sticker”, you know to notify the sender of your new address.

TRANSFER IMPORTANT RECORDS

It is important that your family history follows you to your new home. A delay in transferring vital records can cause countless delays as you try to establish yourself in a new community. If you have students in your home, you will want to contact their current schools and arrange for a transfer of student records. Also send a letter to each of your family’s doctors — general practitioners, specialists, dentists, chiropractors, etc. — and request your medical records. If you have already chosen a new doctor, send the records directly to your new doctor’s office. If not, ask your current doctor for some referrals in your new community. And don’t forget to change your insurance — property, auto and medical. This means not only changing your mailing address, but also adjusting your coverage and premiums as needed. Also, talk to your agent about any additional coverage you may need for the move itself.

ORGANIZE ALL IMPORTANT DOCUMENTS IN A FIRE-SAFE BOX

What happens if disaster strikes while you’re on your way to your new home? Moving is a time of great vulnerability — all of your most important papers and valuables are packed in boxes and sitting in a truck for days or even weeks at a time. Do yourself a favor while you’re packing — take a moment to separate any documents whose loss would cause you DISADVANTAGES during your move. These include:

– school records / pet documents

– house purchase/sale papers

– wills / marriage / divorce papers

– financial records / share certificates

– credit card records / bank records / tax returns

– birth certificates / social security cards / passports

– moving contract / home inventory

– insurances (life / property / medical / car)

These items should be kept in a small fireproof box with a lock — which stays with you at all times. Whether you’re traveling in the moving truck or in a private car or taking a plane to your new home, keep this box in your carry-on luggage.

GIVE NOTICES OF CANCELLATION OR RESIGNATION

In the rush to get out the door, we often forget the most obvious details. Think of all the people who provide you with regular service — cleaning, lawn care, deliveries, childcare — let these people know you’re moving and won’t need their services anymore. Give proper notice of resignation to any clubs, organizations or volunteer activities with which you are involved. And cancel local newspaper subscriptions. And, of course, arrange for the disconnection or change of your utilities (at least 2 weeks before your move).

TIE UP ANY LOOSE ENDS

Moving is the perfect time to take care of all those little “to-dos” you’ve been meaning to do but never got around to. Clean out any clubs, gym or school lockers. Pick up and return all borrowed items from friends and neighbors. Grab your dry cleaning and return those old library books. Then, make a promise to yourself that you won’t pack anything on the truck that doesn’t work and doesn’t serve a purpose in your life. Take items for cleaning or repair. Purge anything you haven’t used in the last year. Finish outstanding projects, or just let them go. Don’t take a lot of unnecessary luggage to your new home.

LEARN ABOUT YOUR NEW QUARTER

Finally, take a few minutes to explore your new community before you hit the road. You can contact the local Chamber of Commerce, look around on the internet, or have the Welcome Wagon send you a packet of information. You will probably want to find out about:

– recreational activities and community events

– schools and childcare

– churches in your neighborhood

– restaurants, theaters, museums, zoos and other cultural activities

– professional and employment opportunities

Be sure to ask for maps of your new community as well. You could even plan an extended trip to your new neighborhood to help you get oriented and familiarize yourself with the amenities. With a little advance planning, you can feel at home from the moment you move in!

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