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Some Great Tips on How to Save Money Part 1
1. Gift Wrapping Papers
Why buy expensive gift wrap from the market when you can make them at home? Simple brown grocery paper bags are what you can start with. Get out your brush and make paints. Unleash your imagination. Remember that the sky is the limit, up to your creativity and imagination. Paint any design and be sure that your effort would be well appreciated by those who receive your gift. You can paint flowers, trees, butterflies, bees, birds or whatever you like.
2. Saving Gifts
Everyone loves to receive and give gifts. If you have a large family, you may end up spending a lot of money buying gifts for each member, and receiving gifts that you may not need. You can talk to your family members and come to an understanding of limiting gift giving to children only. This way you make the children happy who love to receive gifts and also save a great deal of money.
3. Homemade Gifts
Everyone loves to receive gifts. A homemade gift is any day more appreciated than gifts bought from the market. One can really feel the warmth that is associated with homemade gifts. If you have the time, then there is no shortage of opportunities to showcase your skills. You can make gifts for birthdays, anniversaries, weddings, Christmas gifts, babies and more.
You can knit a sweater or a pair of bottles for a small baby; make cakes for occasions, or weave baskets. There is no end to what you can create at home. Wrap your gifts with homemade packaging and tie it with a bow.
4. Film Shows
If you are a movie buff, you must know that morning and late afternoon shows are cheaper than night or late shows. If you plan to treat your family to a movie, take them during the day. The savings could be more than half of what you normally spend. It’s as good as seeing two movies for the price of one night movie.
Food outlets inside the cinema offer food at prices that can burn a big hole in your pocket. It would be a great idea if you brought home-made popcorn and candies to eat inside while you watch the movie. Some movie tickets have discounted prices. Check online and you’ll be able to save money on that account too. So, you now know how to save good money while taking your family out to see a movie.
5. Saving at Home
Get everyone in your family involved in saving wherever they can. Make a habit of turning off the lights when leaving the room. At first, you or your children may forget to do this. Fix a fun punishment for those who break this rule. Water heaters can be run on low settings if hot water is the need. Higher settings consume more power. If the air outside is cooler, you can open the windows to let in fresh and cool air. This way you can save significantly on your air conditioner. All these little things done consciously can make a huge contribution to your savings.
6. Reward Scheme
Start a reward scheme at home encouraging all your family members to become conscientious savers. Achievers can be rewarded with items they want. If you want to avoid spending on taxis, encourage them to use public transport. The savings that are made on this account can be used to finance different needs of individuals in the family. You can also spend the saved amount on a family outing.
7. Right Attitude
It is important to develop the right attitude towards saving. In fact, the whole family must have a healthy view of saving. You must develop a habit of not wasting resources and be aware of the need for saving. Don’t think you can’t save, because if you make a conscious effort, you definitely can.
8. Not All Unused Things are Useless
Teach your children the concept and importance of saving. Tell them not to throw away things they don’t need. It is often seen that teenagers throw away things that do not need them without realizing that what is not good for them may be good for some other family member. You can check a few times with your children the things that they consider useless to them and make them understand how important it can be to someone in the house. Unused gum tubes, makeup, clothes, accessories, etc. can be useful. So, these should not be discarded.
9. Family Savings Plan
Bring your family together and let them participate in the family savings plan. Ask for their ideas on how to save. Let your teenage kids go ahead and suggest ways to save on the phone bill. If you give them responsibility, they will act consciously. Discuss other savings issues with them, making them aware of what needs to be done, and how wasteful spending can be limited.
10. Buffets and Savings
When you travel with your family, you can have lunch or dinner at a restaurant that offers a buffet.
Plan your vacations in advance, and schedule them for the off-season. Prices are all considerably lower during the off-season. You will find hotel accommodation, cars and plane tickets at very discounted prices. That’s a lot to save when you travel with your family.
If you happen to be the type who loves solitude and peace, then there’s nothing like an off-season vacation. You can also plan to book your hotel accommodation just one day before the start of the holiday season. This one day translates into big savings for you. You can save a lot of money this way. If your child is young, you can share your meals. In addition, buffets offer a wide variety of menus to choose from. Buffets are a win-win situation from the point of view of food and savings.
If you have two computers in different rooms in your house, it is best to have them online. There is no point in paying twice and having two high-speed cable connections for both computers. Arrange your computers so that one of them acts as a primary computer and the other as a backup. Under such an arrangement, you can have a single high-speed Internet cable connection and pay a nominal extra amount for the second computer. That’s a lot of savings.
13. Economy Haircuts
Many hair salons offer economical haircut packages for families. These work out to be cheaper than going for individual hair.
Some families usually do hair for children at home, and make good savings on that account. The money saved can be used for other purposes.
14. Recycling at Home
When we talk about recycling, the first thing that strikes us is utilization of the waste. You can actually save money by implementing recycling in your life. For example, you can create a nice gift for your friend with the things around you. Avoid buying expensive displays or gifts, and go for things around you and try to create something innovative. See the smile on your friend’s face.
15. Manage Your Tools
Always make sure that the rooms you are not using are closed. If you’re heating or cooling the whole house, then you’re just wasting money. Thus, close all unused rooms or garage, because there is no need for any utility. This action can save a lot of your money.
16. Check Your Bills
Always remember to check the details of your invoices. It could be credit card statements, bank statements, phone or electricity bills or even the grocery receipt. If you pay attention to them and go through the details in detail, you might find some mistakes that could be huge. These errors can be corrected immediately. After the correction, a statement for the correct amount should be generated. Thus, your presence of mind can save you money.
17. Time Costs Money
Always try to pay your bills or any other payments on time. We all know that not paying a bill on time means paying a late payment penalty. This unnecessary waste of money is due to our laziness and negligence. So, make sure to pay your bills on time and avoid wasting money.
Discipline makes a man perfect. Maintaining discipline in your life means completely organizing your life. If your life is organized, it means you save a lot of money. Is it possible? Yes! Suppose you pay all your bills on their due date, that means you save a lot of money. Thus, you can save your hard earned money with proper organization. All it requires is a little discipline and your money will be safe in your pocket.
19. Spend on Needs
It is very necessary to differentiate between wants and needs. There is a small degree of difference between the two.
Make all your purchases as needed, sometimes allowing for purchases based on desire. If you base your shopping on needs, you will see that you can cut down on a lot of unnecessary purchases. And save a big amount.
20. Save gas
If you act a little responsibly, then you can save a lot of money. For example, try to stay in such an area where all the essentials are in the same local area. Such an organization can help you save a lot of gas. Once a week go for a short drive, and do all your chores.
21. Maintenance of Your Garden
If you are looking to add more plants to your garden, you will find that buying plants can be quite expensive. Look around your garden and see if you can divide some existing plants and use them where you want. You can even ask your friends or neighbors if they can save some extra plants or share them for you.
If you plan to buy a lawn mower, buy one that mows leaves. This will save you money on buying mulch for your plants and flower beds.
22. Share a Ride
We all want to live in an environment-friendly atmosphere. But, there are so many vehicles that cause air pollution. We inhale a lot of poisonous smoke and kill ourselves little by little. Thus, we should think about this growing danger and go for carpooling. Sharing not only helps to reduce pollution, but also saves a lot of money. So, look out for the neighbors who share the same route or any of your co-workers and enjoy the ride together. By choosing to carpool, you act as a responsible citizen and increase your savings.
23. Minimize Subscriptions
Getting your favorite story books or monthly magazines in the mail is really fun. However, subscribing to several magazines at once is nothing but a waste. So, act smart and cancel most of the subscriptions. Choose one or two of your favorite magazines and continue their subscriptions. That way, you can enjoy the magazines and also be able to save money.
24. Fashion and Accessories
Most of us want to be with the trend and look fashionable. To get these fashionable clothes we spent a lot of money. Is it reasonable? You can act smart by dressing casually ie in your normal clothes and you can enhance the look of these normal clothes by adding trendy accessories to it. This action will serve your purpose of being trendy. Moreover, you will be able to save money.
25. Herbal Remedies
One can save a lot of money by using some home remedies while facing some health problems. There is no need to rush to the doctor because of a sore throat. Instead of paying for his consultation and medicines, make a paste of butter mixed with ginger and sugar and take it.
A warm teddy is a sure cure for severe colds. Take it before going to bed. These little tricks or herbs can prove to be quite useful in saving your money. Try to gather maximum information about these home remedies and save money.
26. Proper insulation at home
Due to improper insulation, the average home wastes hundreds of dollars of its hard earned money. Just take a few steps and you can prevent this waste. Take care that there is no entry of drafts through windows, doors or the fireplace. Your house needs perfect insulation. Once your house’s insulation is in order, you’ll see a considerable deduction on your utility bill.
27. Hobbies Can Become a Profession
All of us have some hidden abilities. It could be singing, dancing, knitting, cooking, painting, woodworking or anything. You can enjoy your hobby and earn from it at the same time. For example, if your hobby is knitting, you can sell your knitting and earn from it. If you have skills in dancing, singing or expertise in any language, then you can also earn by taking courses at the local community college. It is a nice way to earn money because you enjoy what you are doing while earning.
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