Do 2 Year Olds Have To Pay For Movie Tickets How to Save Money – 6 Things You Can Do Right Now

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How to Save Money – 6 Things You Can Do Right Now

Have you watched the news lately? It seems that there are more and more problems with the national economy, mortgage crisis and big business and their businesses are crashing around them. I happen to say that the only one you can count on financially now and in the future is you. If you’re living paycheck to paycheck like the rest of us, then you should, no, you need to buckle down now so you have something put away for retirement. Small changes to everyday life can have a huge impact for years to come.

1. Food shopping

This can lead to huge savings. Whenever you go to the grocery store, there are ways you can save money.

  • Check your paper for coupons and use them religiously
  • Plan your trip and your grocery list before you leave home
  • Items that you use regularly are usually cheaper in bulk or larger quantities
  • choose generic products instead of brand
  • Check expiration dates on perishable items when you’re at the grocery store

When you get home with your groceries and put them away, be sure to keep the bags, paper or plastic. Plastic bags are great for lining trash cans and paper bags are great for shipping items and craft projects. You are using a free product and just saved a bunch of money.

2. Your debt and bills

The shorter the time you have credit card debt, the more you save in the long run. You may not be able to pay them all off in full, but the more you are able to pay, the less interest you will have to face. And if you’re late on any bill, you’ll get hit with late fees, too. Some people find it useful to bank online and have recurring payments withdrawn from their accounts – you never have to worry about being late because you forgot. However, with recurring payments you need to be very aware of your account balance so that funds are always available as banks like to charge you with insufficient funds fees.

3. entertainment

Instead of going to a movie, consider going to your local movie store and renting. When you add up all the costs of the movie theater, it’s staggering! The movie ticket, the popcorn and candy, the drink. Bring home a movie, pop your own popcorn and get your own drinks will save you a lot of money over time. If you really want that movie time, try to go to the earlier shows, as they are usually cheaper. You might also consider your local library, they can rent books, music, even movies – and they’re free!

Maybe it’s your regular routine to hit the fast food joint down the street from work every day. Try replacing a few of those trips a week with a brown bag lunch. You definitely save on food costs and you save on the gas needed to drive to the fast food restaurant. You know you hate those lines in the commute – find a place around work where you can relax and enjoy your bag lunch.

Going out for entertainment doesn’t always mean you have a cost. Recreational areas offer hiking or biking trails at no cost and provide an outlet for a regular exercise regimen. After all, with all the money you save, you want to be healthy enough to enjoy it on the road!

4. Alternatives to Full Price

Many times you can find products for less with a little research. One huge marketplace that offers massive savings is eBay. Thousands of people sell everyday products that you can get for cheaper than what you might pay retail. Not only can you buy items on eBay, you can also easily set up an account and sell your own items to earn money. Shopping online can save you on almost anything. The competition is great and you can choose the online store that will give you the best deal, and maybe even mean reduced or no shipping cost.

You can also get great deals from the classifieds section of the paper. Find out where the garage sales are in your area on the weekends and get incredible bargains on the things you’re looking for.

5. Donation

When you’re thinking about what to get that special someone, a great alternative to shopping is to make something for them. Everyone has a talent in one area or another, and even if you have to buy the supplies to make something, you’ll still save money. Usually you have leftover supplies that can be used for another gift down the road. Handmade gifts are much more personal and let the recipient know that they came from the heart.

6. Saving Around The Home

There are many ways to save money around the home. Get the whole family in and save.

  • Turn off unnecessary lights
  • Turn your thermostat down a few degrees
  • Use low energy light bulbs
  • turn off your computer when not in use
  • Hang clothes to dry instead of using the dryer
  • Buy energy efficient appliances
  • Make sure all windows and doors have good seals to prevent heat loss

Many companies today focus on energy efficiency and have their products readily available. Make sure your family is all aware of how to save money around the house so everyone gets involved. A good incentive is to let them know that the additional savings from participating can add up and lead to special purchases and trips.

You have to work hard to save money, but by doing so, you will see the fruits of your labors. Be aware of what you can do in your life to save money, and stick with them. You won’t see huge savings overnight, but over time, the savings will be substantial.

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