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What Is the Cost of Child Care?

Finding someone to take care of your toddler is an excruciating job. Finding the right person to trust is even harder. You want only the best for your significant other, and a childcare provider can offer you a safe, warm and nurturing environment. And in this modern world where finances are tight, it’s essential to find out childcare costs to help you plan for your next expenses.

Important factors

Where you live

Childcare varies from city to city. So your geographic location is the number one factor in determining childcare costs. Rates are based on a city’s cost of living, population, annual salary income, unemployment rate, and modernism. The states with the lowest child care costs are Alabama, Idaho, North Dakota, South Carolina and Texas. While states with very expensive child care costs are California, Illinois, Maryland, Minnesota, New York, Pennsylvania, Washington DC and Wisconsin.

Toddler age

Age is another consideration. The cost of childcare from 0 to 11 months is more affordable as it requires less work for the childcare provider. All the caregiver has to do is feed, bathe, change diapers and put the infant to sleep. For toddlers between the ages of 1 and 4 or preschoolers, costs are higher. At this point, childcare is more of a responsibility as caregivers have to prepare meals, help your toddler with homework, and stay up late waiting for you to come home. In addition, it is not easy to run after a hyper child and manage other household duties at the same time.

Opening hours

Whether your baby’s caregiver is in-home or out-of-home, a facility, or a relative, the hours dedicated to caring for your toddler are carefully adhered to. Some providers may have a fixed salary while others may not. This depends on the agreed schedule of the parents and the provider.

Type of childcare provider

Day care centers

The cost of daycare still depends on where you live and the quality of the daycare. In most cases, a day care center costs anywhere from $10 to $40 per hour. Since this is a professional center, you are not only paying for the services of the caregivers, but you are also paying for the day care center’s operating costs and its reliability.

Typical, day care centers for infants and toddlers they are very expensive because children at this age require more hands-on care and individual attention. In addition, the day care center accepts 25 to 30 children in one class, which requires more caregivers. The average daycare rate ranges from $975 to $2,000 per month.

Day care centers for preschoolers they are technically lower because toddlers are more self-sufficient. Childcare costs range between $333 and $1,000 per month.

Home day care centers

The home care service is located in the neighborhood, so the prices are more affordable. This childcare provider is a smaller facility than a daycare, so a maximum of 7 children are accepted and only 2 carers are employed. Average costs range from $300 per month. However, for a licensed home day care center, standard rates can go as high as $1,500 to $2,000 per month.

Relative care

This type of sitter is tricky because you don’t want to offend your relative by paying for her services. Basically, you have to pay for relative care. However, if he refuses to accept your payment, the childcare costs are free. In most cases, a relative is more willing to accept any token of appreciation. For example, gift certificates to her favorite boutique, salon or spa, tickets to the cinema or Broadway, grocery baskets or even a simple thank you card will do. Give her a day off once a week.

Nanny care

Nanny care is the most expensive childcare provider. Under US government law, a nanny is a statutory employee and you are her employer. If the nanny is full-time and lives with your family, a typical salary ranges from $400 to $700 per week. The average salary for a part-time or part-time nanny is between $350 and $650 per week. In addition to her monthly salary, you have to pay her taxes, health insurance, vacation, sick days, and even open a bank account for financial aid.

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