Miniature Golf Clubs For A 2 And 4 Year Old The Tightest Man in Britain – 25 Money Saving Tips to Beat the Credit Crunch

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The Tightest Man in Britain – 25 Money Saving Tips to Beat the Credit Crunch

Learn from the best. No one knows frugality like a Scotsman! Here are 25 quick solutions to deal with the difficulties of the credit crunch:

1. Give the boot alcohol – there’s no escaping it. Drinking too much is bad for your liver and your pocket. Even the modern habit of binge drinking is expensive when you add in all the extras that go with drinking. Things like taxis to and from the clubs, entry fees, new clothes, food, headache pills.

2. Say goodbye to your landline – Everyone I know has a cell phone, so take the leap and say goodbye to your landline. Your life will not change one iota.

3. Pump up the tires – This is an oldie but a Goldie – and it works. Driving with underinflated tires can reduce your fuel economy by up to ten percent. Keeping your tires at the correct pressure will get you 40 miles more from the average tank.

4. Don’t buy a new car: Use the Credit Crunch as an excuse to keep your old banger. Car prices drop faster than houses, so the old problem of losing a few thousand as soon as you drive off the patio is truer than ever. Remember – Cheap is Chic!

5. Two good wheels, four bad wheels: If you live close enough to work, use the Credit Crunch as an excuse to get your bike out. Or, if you used to be the kind of person who went for a walk on Sundays, start taking a family bike ride.

6. Unload the trunk: Weight in the back of your car means you’re using gas unnecessarily. Get the golf clubs out of the boot now!

7. Wash your own car – I’m amazed that people pay good money to have people wash their car. You have no shame! Buy a large sponge, a plastic bucket, and a bottle of detergent.

8. Find your monthly “level” and deposit anything you bring in above that level. If you know you can live on £1,500 a month and occasionally earn £1,750, don’t splurge. Use this extra cash as a mortgage overpayment.

9. Drink ‘Council Juice’ – Did you know that the best drink available is only 1p a pint and is always available? It’s called Water!

10. Eat less meat – meat is expensive. Try living as if you were in World War II when meat was scarce. Use the old tricks of filling meals with noodles, pasta and eggs. Learn the joy of spam.

11. Learn to love ‘own brands’ – here’s a heads up, the Co-op, Tesco and Asda don’t have their own Brewery. The lager you buy in these shops must come from somewhere else. There can be very little difference between the big name beer and the own brand stuff. The same applies to almost every line in the store. Find the ones you like and watch your savings grow.

12. No more pets: When times are tough, you shouldn’t have to worry about another mouth to feed, so no more pets until it’s about the credit crunch in your school History classes.

13. Don’t eat out, just don’t eat out!! Cooking at home is fun, healthy and relatively inexpensive.

14. Dig for victory – once again, another tip on the topic of World War II. Now, unless you live in a stately home, you won’t have enough space to grow enough food to feed your family, but you can earn enough to significantly lower your food bills, and that’s what this list is all about.

15. No more Mackie D’s – Do you ever get that weird feeling of hunger an hour after eating at a fast food restaurant? That feeling is your body telling you that it is, in fact, hungry! Fast food is junk. Don’t waste your money on it.

16. Buy a clothes horse – I never really understood the need for a clothes dryer when the wind can do the exact same job for free. If electricity prices continue to rise, consider selling the fall in favor of the good old clothes horse. I have been drying my clothes for twenty-five years without complaint.

17. Switch to low-cost light bulbs when current ones appear: There’s a small saving here, but every little bit counts. Whenever a light bulb in your home goes out from now on, replace it with an energy-saving light bulb.

18. Don’t Go Shopping: There’s an easy way to save money on your shopping bills, don’t! I remember when I was growing up, a trip to the shops was a once a year thing, while other families used to go every weekend. Now which family do you think wasted the most money – those who had the temptation dangled in front of them every Sabbath!

19. Cancel Newspapers – Newspapers are absolute rubbish. Tomorrow’s Chip Wrappers. If you love the Red Tops, News 24’s entertainment section will keep you up to date with everything that’s happening. If you like Broadsheets, watch Newsnight. Between television, teletext and the Internet there is no longer any need to buy a paper.

20. You know you don’t need a gym membership: Gym memberships are a bit like smoking. You feel peer pressure to begin with, but you quickly realize it’s a bad habit! If you want to get in shape, you already have access to everything you need in your home. Be creative!

21. Try an at-home haircut: #2 The French crew cut, the shaved-all-over look, has been in style for years. Save hundreds of pounds by investing in a set of scissors. Treat yourself once a month and you’ll always look good without having to spend good money on a barber.

22. Visit the Library – Free books! When you think about it, the library is one of the best services ever. Take a book, use it, and then give it back, if you could do it at all!

23. Create additional sources of income: Start looking at other ways to make a little extra money. The ways to do this are endless

24. Quit Smoking – In addition to being an incredibly unhealthy habit, smoking is expensive! I recently discovered a machine that sold 20 sissies for £6.20. When are smokers going to realize they are lighting twenty pound notes every time they take a puff?

25. Don’t buy clothes until the credit crunch is over. I like to be controversial, so challenge yourself to keep the same wardrobe until everything gets better. This may sound so tight, but I actually haven’t bought any news clothes for years. The only new clothes that enter my wardrobe are gifts from my mother, grandmother and aunts at Christmas! A good suit lasts for years if taken care of, and is always in style.

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